Your policy management guide
What policy activation requires and what you need in case of an insured event.
Photographing the vehicle
To activate the policy, the vehicle must be photographed following a few simple rules.
Losses that occur before the vehicle is photographed are not covered.
First payment
Insurance cover is in force only after the first instalment has been paid.
Losses that occur before the payment are not covered.
In case of an insured event
- Do not move the vehicle from the scene of the incident.
- Do not leave the scene until the patrol police and/or an authorised representative arrive and the incident is officially registered.
Early termination
If you decide to cancel the contract before it expires, the remaining premium is calculated based on how much of the premium has already been earned:
| Earned premium | Amount payable |
|---|---|
| 50% or less | Earned premium in full + 20% of the unearned premium |
| More than 50% | Insurance premium in full (earned + unearned) |
- The obligation to pay the insurance premium arises as soon as the contract is terminated.
Have questions? Call us032 2 640 640